What is Cash Value Life Insurance and How Does It Work?
If you’ve looked into getting life insurance, you’ve likely heard about cash value life insurance. You may even think it’s a great deal. After all, who wouldn’t want a policy that builds cash value? The trouble is that many people don’t understand the cost tradeoff of cash value life insurance. If cost is a concern, […]
What Is Whole Life Insurance and How Does It Work?
What is whole life insurance? You’ve probably heard the term before, but that doesn’t mean you fully understand it. You’re not alone — many people are confused by whole life insurance and how it works. Here’s what you need to know before committing to a policy. Table of Contents What Is Whole Life Insurance? Life […]
Ethos vs. Everyday Life: Discover Why Convenience Shouldn’t Cost More
Shopping for life insurance can be a tedious and challenging task. After all, most people aren’t insurance experts. But a policy can be necessary to make sure your family is taken care of after you’re gone. Whether you’re just beginning your search or have been looking at life insurance companies for a while, you’ve likely […]
Haven Life Insurance vs. Everyday Life Insurance Review: Which Is Right for You?
Looking for life insurance? Consider Haven Life vs. Everyday Life Insurance. Both are powerful choices with affordable plans to suit your needs. However, there’s one significant difference you need to know: Haven Life only offers policies through MassMutual, while Everyday Life partners with six different companies. That means you have a better chance of being […]
What Is Smart Life Insurance?
What Is Smart Life Insurance? Smart life insurance is a policy that’s designed to fit your specific life needs. That means it can automatically adjust to events in your life like paying off a mortgage, or kids graduating. Think about it, you rarely need the same amount of life insurance at 25 that you need […]
What Type Of Life Insurance Married Couples Should Have
Many married couples put off the discussion about buying life insurance, but the truth is, finding the best policy to protect your spouse is one of the first things you should do after getting married. Key Takeaways: Most married couples and life partners need life insurance to protect their spouse from financial hardship in case […]
2022 Guide To Buying Life Insurance While Pregnant
Pregnancy can be a time of great joy and excitement. But it can also be overwhelming — there’s a lot that soon-to-be parents need to do in nine months to get ready for the new baby. Besides the practical matters, like getting the nursery set up, finding the best car seat, and picking a name, […]
What To Do If You’ve Been Denied Life Insurance
If you’ve been denied life insurance in the past, there are a few things you need to know before you attempt to qualify for a new life insurance policy. Key Takeaways: Being denied a life insurance policy doesn’t mean you will never qualify. Life insurance companies may deny applications for a variety of reasons; if you’ve been […]
Homeowners vs. Life Insurance: Do You Need Both?
Key Takeaways: Home insurance and life insurance are two different types of coverage. They are not interchangeable. Most people need both — life insurance to financially protect your family if you pass away unexpectedly and home insurance to cover your home from unexpected damage. New homeowners can discover how much life insurance coverage they need […]
How Much Does Life Insurance Cost?
Key Takeaways: Your life insurance cost depends on your unique situation — everyone has different life insurance needs, and a good monthly payment for one person may not be the same for another. Age, gender, health, number of dependents, occupation and income, and type of policy are some of the factors that influence how much […]