How Much Life Insurance Do I Need?

african american man using a calculator to determine how much life insurance he needs

Figuring out how much life insurance you need can feel impossible. You want enough so your loved ones don’t have to worry, but you also want to keep costs down. Part of the calculation hinges on your lifestyle, goals, circumstances and family situation, so it’s different for everyone.  Luckily, it’s easier than you think to […]

Why It Makes Sense for Life Insurance Coverage to Decrease Over Time

Keep an eye

Key Takeaways: Life insurance provides peace of mind for your loved ones after you’re gone. Most life insurance companies sell you a prepackaged policy. The same coverage that works for your neighbor, your uncle, or your friends might not be the best fit for you. When you stack life insurance policies together, you get more […]

Protect What Matters Most: Why Life Insurance Is Important

cute kids

Key Takeaways: You shouldn’t pay for life insurance if you don’t need it, but do you know why life insurance is important? Term life insurance is an excellent way to show your loved ones that you care about them.  The best term life insurance won’t cost you an arm and a leg. An affordable term […]

Why You Shouldn’t Overpay for Life Insurance

piggy bank

Some insurance companies would have you believe that “bigger is better” when it comes to buying a life insurance policy. But overpaying for life insurance can mean sacrificing your life’s ambitions. When you buy more than you need, there’s less money left to put toward your other financial goals.  The first step in choosing the […]